Workmen's Insurance/Group Personal Accident Insurancee
Introduction to insurance for Employees/Staff
1.1 Workmen's Compensation Insurance
This is also called Employers' Liability insurance. The intention of the product is to cover your legal liability as an employer in line with the requirements of the laws of Republic of South Sudan for injury, disability, occupational illness or death of employee arising out of and in the course of employment.
1.2 Group Personal Accident (GPA) insurance
This is highly recommended than the Workmen's Compensation (Employers' Liability) policy because:-
The capital sum (sum assured) can be discussed and is generally based on a 1 year, 3 year or 5 year earnings for each employee. Cover is for death, partial and permanent disability and limited medical expenses (SSP 2,000 per person), but all arising out of accidental bodily injury. Minimum rates will depend on an SSP 20,000 benefit.
The limit of medical expense may be increased subject to additional premium. You may use the following table to provide the information required: